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Happy New Year!

A new year beckons, promising new opportunities. Now is the time to consider your action plan. The start of a year is the right time to work on a dream or two. It is also a good time to adjust or refine a financial strategy.

As I bid farewell to 2021, I am thinking of you—and I hope this new year brings joy, peace, health, and happiness to you and all those you love in 2022.